Brandy Hourihan
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Brandy's 2026 Guide to New Construction in St. Johns County

The honest guide to communities, builders, incentives, CDD fees, schools, insurance, and what nobo

This is the guide for buyers relocating to St. Johns County who are considering new construction — and who want the truth, not the builder brochure. We start with five chapters that cover everything you need to know before you walk into a single model home: why people are moving here from New York, New Jersey, Illinois, and beyond; what new construction actually gives you that resale can't; a plain-English breakdown of CDD fees, Florida insurance realities, and the year-one property tax trap that catches nearly every out-of-state buyer; how builder incentives and rate buydowns really work; and why registering a REALTOR® before your first sales center visit could save you tens of thousands of dollars. Then we profile eight communities — SilverLeaf, Shearwater, RiverTown, Beachwalk, Del Webb St. Johns, TrailMark, Beacon Lake, and Nocatee — with honest pros and cons, drive times, pricing, CDD status, and school zone information. Closes with a 10-step new construction relocation checklist and a drive-time reference table for every featured community.

American flags hang on charming homes with white picket fences in a sunny neighborhood.
Brandys 2026 New Construction Guide StJohnsCounty (pdf)Download

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